Inventory purchasing
Minimum orders and supplier deposits can create a large upfront commitment. Use confirmed customer demand and stock already held when defining the purchase.
Business financing referrals · Distribution businesses
Plan the purchase behind your next distribution cycle.
A distributor may pay suppliers before goods are delivered or customer invoices are settled. Explain the inventory order, handling cost and timing of the gap in your application.
Distribution businesses · funding preparation
Think through the timing of the work
Gross order value is different from the cash tied up in an order. Deduct deposits and consider returns or customer payment terms when estimating the amount that needs funding.
Plans for the funds
Costs to consider when preparing a request
Handling equipment
Packing stations, pallet equipment and loading aids can support a change in order volume. Include setup costs and the space needed to use them.
Regular bills to include
Freight, warehouse labor and supplier balances may come due on different dates. Break the request into those obligations and identify expected customer payment dates.
Request steps
How the referral process works
Define the purchase
Connect the requested amount to equipment, stock or another identified business cost.
Describe current trading
Provide the industry and operating information asked for, keeping estimates separate from confirmed figures.
Finish the application
Read the disclosures, check contact details and complete the mobile verification required for submission.
Examine the provider documents
Consider how the proposed terms would work
The usable amount
Check the amount that remains after all disclosed upfront fees.
The payment commitment
Assess the full repayment schedule against the business’s actual receipt pattern.
The agreement details
Ask the provider to explain conditions, restrictions and default charges in writing.
Questions about our role
How our referral service operates
How are introductions to providers handled?
We may sell the business and contact details in your application to up to five funding partners for follow-up about financing. Our payment is for the referral rather than a funded outcome, and applying does not incur a fee from this service.
Where do offer conditions come from?
We cannot promise approval, a financing amount or particular terms from an application. Those decisions belong to the provider after its own review.
What determines the time needed for review?
Include the real payment deadline in the request without assuming it will be met. Availability follows the provider’s decision and completion of its requirements.
What should I expect at the verification step?
Before sending your details, check the consent wording for calls, texts and information sharing. The code sent to your mobile is used to confirm access to that number.
Start with the essentials
Explain what you need and when you need it
Describe the planned expense in the application and complete the requested business profile.